The website at the address: www.riverbaycapital.com (“Website”) is owned and operated by RiverBay Capital Limited, a company incorporated and registered in England and Wales with company number: 13549728 whose registered office is at 4 Old Park Lane, London, W1K 1QW (“RiverBay”).

Access to and use of the Website and its contents are subject to the Disclaimer, Terms of Use, Client Policy, Privacy Policy and conditions set forth below, and all applicable laws and regulations in the United Kingdom including all applicable regulations and restrictions, all of which are subject to change and revision from time to time without prior notice. RriverBay reserves the right to terminate access to this Website or take other actions it reasonably believes necessary to comply with the law or to protect its rights. Any access or attempt to access this website for any unauthorised purpose is strictly prohibited.

Except as otherwise identified, the trademarks appearing on this website, whether registered or unregistered, are the property of RiverBay. Such marks may not be used without the written permission of RiverBay or the identified owner of the trademarks. Except as otherwise identified, the copyright in the content of this website is owned by RiverBay. No part of RiverBay’s website may be copied or reproduced for commercial purposes without the express written permission of RiverBay or the identified owner of the information and content. However, one copy of the content on any or all pages of this website may be made by the user for personal use.

The user acknowledges that electronic communications, databases and websites are subject to errors, malfunctions, tampering and break-ins, or that use thereof may result in damages to the user’s systems or operations. While RiverBay will implement reasonable precautions to attempt to prevent such occurrences, the user further acknowledges that RiverBay does not guarantee such events will not take place and that RiverBay will not be liable for any such occurrences. The user shall be solely responsible for ensuring that any information or content downloaded from RiverBay’s website or any other website accessed from RiverBay’s website does not contain any virus or other computer software code or subroutine designed to disable, erase, impair or otherwise damage its systems, software or data, and the user shall indemnify, defend and hold RiverBay harmless from any liability, claim, cost or damage arising out of any third-party claim or suit caused by such virus or code or subroutine.

RiverBay advises all users to exercise discretion while browsing the Internet. Hyperlinks on RiverBay’s website and other websites may direct users to websites containing information that some people may find offensive or inappropriate. Such linked websites are not under the control of RiverBay, and RiverBay makes no representations concerning any such websites. RiverBay is not responsible for the accuracy, intellectual property compliance, legality, legitimacy or decency of any information or content contained on any websites accessible directly or indirectly via a Hyperlink to or from RiverBay’s website.

The information and content provided on RiverBay’s website and the user’s access of RiverBay’s website does not create a client, partner or any other professional relationship between the user and RiverBay. By making this website available, RiverBay is not engaged in rendering any industry-related, legal, accounting, tax, consulting, investment or other professional advice or services to the user or any other party. The information and content provided on this website are not intended to be relied upon for making business, investment or other decisions.

All information and content on or obtained through this website are provided “as is” and without warranty of any kind. The user hereby waives all other warranties relating thereto, including but not limited to any warranty of merchantability, fitness for a particular purpose or warranty against interference or infringement. RiverBay does not warrant that the use of its website will be uninterrupted or error free or that any error or defects will be or can be corrected. Some jurisdictions may not allow the exclusion of implied warranties, in which case some of the above exclusions may not apply to all users.

RiverBay shall not in any event be liable to any user or to any third party for any direct damages, lost profits, revenues, business opportunities or business advantages whatsoever, nor for any special, consequential, indirect or incidental losses, damages or expenses directly or indirectly relating to the use or misuse of the RiverBay website, or the information or content, whether such claim is based upon breach of contract, breach of warranty, negligence, gross negligence, strict liability in tort or any other theory of relief, or whether or not RiverBay is informed in advance of the possibility of such damages.

If any part of this disclaimer is held to be invalid, the remaining parts will continue to be valid and enforceable.

If the user has any questions or comments regarding RiverBay’s website or would like to obtain permission to use any of the information or content in RiverBay’s website, please write to: legal@riverbaycapital.com.